Creating the Future Together

Get the right insurance plans for peace-of-mind!

Our Objective


Who do we work for? Our families

I don't work for myself or anyone else.  I work for my family to make sure own  hopes and dreams are alive and possible.


Let's Creating The Future Now

What we are committed to is disturbing the status quo of the financial industry so individuals and families can dream again of creating a future of having a comfortable retirement and peace of mind now. 


Financial Solutions and Peace of Mind

We can find the most suitable solutions that fits the needs of our clients and their families. 

What we do

Creating and Protecting Futures


We have years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Health Plans
  • Life insurance with Living Benefits
  • Medicare, Medicare Advantage and Dental Plans
  • Supplemental Retirement Income
  • Long Term Care
  • Final Expense 
  • Business Planning 
  • Executive Bonuses 
  • Other Employer Services

We can access many different insurance products so you can get the right one for you.

Assessing Need


Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships


Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Licensed Insurance Agent

Maria Louisa (Mary) Garcia


Maria began her career in the field of accounting in 1975.  After a successful career as a para professional, she began her second career in insurance in Feb 2008 with Primerica as a Licensed Insurance agent.  In October 2015 created HTM Financial Group LLC as became an independent agent. Maria currently is working with Aegon, World Financial Group, Transamerica Life, Nationwide, WealthWave, and many other carriers as a Licensed Insurance Agent.  Maria works with Hector E Garcia CPA  to offer financial solutions to their mutual clients.


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Contact Us

HTM Financial Group LLC

Our mission is to make sure that you do not run out of money during retirement.  We do that by creating the future together. 

Maria Louisa Garcia

Lincoln Center, 7800 Interstate 10, Ste 710 San Antonio, Texas 78230-4750, United States

(210) 568-0646


Open today

9:00 am – 6:00 pm

Monday - Friday: 9am - 6pm

Monday - Friday after hours: By Appointment Only

Saturdays By Appointment Only

Sunday: Closed

Schedule a Free Financial Needs Analysis


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